Low Mileage Discount

If you don't put a lot of miles on your car, you could be eligible for a low mileage discount. With your permission, OnStar* will provide your insurer with a monthly report on your vehicle's odometer reading, as part of your OnStar Vehicle Diagnostics† service. The information needed to qualify for a discount is provided automatically, so you don't need to send any mileage records to your insurer. In addition, you may qualify for a discount just for being an OnStar subscriber§. To find out how much you could save, enter your personal driving data below.

Use the calculator below to find out your estimated savings.

If you would like to learn more about GMAC® Insurance or receive a free, no-obligation quote, click here or call 1-877-242-6497.

**Additional Providers Coming Soon

In the near future, additional insurance providers will be offering this low mileage discount. Check back often to see our updated list.

*OnStar services require vehicle electrical system (including battery), wireless service and GPS satellite signals to be available and operating for features to function properly. Subscription Service Agreement required. The U.S. Federal Communications Commission (FCC) ruled that wireless carriers will no longer be required to support the analog wireless network beginning in 2008. As of January 1, 2008, OnStar plans to offer service only through equipment that operates on the digital network which may require the purchase of a system upgrade for eligible vehicles. Click here for Frequently Asked Questions. Call 1.888.4.ONSTAR (1.888.466.7827) or browse this site for OnStar's Terms and Conditions, Privacy Statement, and system limitations and details. Additional information can be found in the OnStar Owner's Guide.

†Available on 2004 MY & newer GM models equipped with the GM Oil Life System. Diagnostics not available on Cadillac Catera, Pontiac Vibe, Saab 9-3 and 9-5, and 2008 Saturn Astra. Diagnostic services vary on Cadillac SRX V8, Saturn VUE, Ion, and L-Series, Chevy Silverado diesel, and GMC Sierra diesel. For details, call 1-888-4-ONSTAR (1-888-466-7827) or press your blue button.

§The OnStar Subscriber Discount is not currently available in CA and NC; GMAC Insurance is not available in HI, MA or NJ.

††GMAC Insurance Low Mileage Discount is currently available in the following states: Alabama, Arizona, Colorado, Florida, Idaho, Illinois, Indiana, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin

§§Assumes even distribution of premium across coverages. Discounts across coverages will vary by mileage tier. Must have an eligible OnStar-equipped vehicle delivered after 4-21-04. OVD required. Not available in all states.