OnStar

Exclusive OnStar Savings


Save more when you have an OnStar subscription

Select auto insurance companies offer discounts to OnStar subscribers. It’s another great benefit of being an OnStar subscriber.

The Active OnStar Subscriber Discount, which is offered by select insurance companies, can help you save on auto insurance, and in some cases, homeowner’s insurance, just for being an OnStar subscriber. Your current insurance provider may also offer an additional anti-theft discount.

You may also be eligible for a Low Mileage Discount, depending on how many miles per year you drive. OnStar can help verify your actual mileage through monthly diagnostics reports, earning you a larger discount from your insurance company.

Select your state to find out how much you can save.

Find participating companies in your state.


  • file
    file
    file
  • file
    file
Participating Companies in [State]
« Change State
Low Mileage Discount and Active OnStar Subscriber Discount

Save up to 54%, depending on your annual mileage—the less you drive the more you can save. Even if you drive more than 15,000 per year, you could still save up to 20% on select coverages.

Click here or call 1-877-836-6738 and mention Preferred Customer Code ON-GT to see how much you could save!

Active OnStar Subscriber Savings & Low-Mileage Discount

Save up to 10% on auto insurance and 5% on home insurance1 just for being an OnStar subscriber, and receive additional savings for having OnStar as an anti-theft device. Enroll in the Low Mileage Discount program, and discover how low mileage means a lower rate.2

Click here or call 1-888-323-9065 to learn more.

Click here or call 1-888-323-9065 to learn more.

Active OnStar Subscriber Discount for New Jersey residents2

Loyal OnStar subscribers who have OnStar for more than one year receive 5% off their entire auto policy.

Click here or call 1-888-391-7242 to learn more.

Click here or call 1-888-391-7242 to learn more.

Drive Safe & SaveTM for Active OnStar Subscribers

Save up to 50% on your auto insurance. The Drive Safe & Save program savings will be based on the number of miles your vehicle is driven. The less you drive, the more you save.

Click here or call 1-866-583-9457 to learn more.

Click here or call 1-866-583-9457 to learn more.

Active OnStar Subscriber Discount

Save up to 12.1% on auto and up to 10% on home insurance with 21st Century Insurance3 and get the same great coverage for less.

Click here or call 1-877-443-0498 to learn more.

Click here or call 1-877-443-0498 to learn more.

Click on an insurer for details on discounts that insurer may offer, and to receive a quote from that insurer at no additional percentage charge. By participating in the online quoting process with an insurer, you hereby consent to us sharing information with that insurer to verify status of your OnStar account for the vehicle being quoted, such as your discount eligibility code and the VIN of your vehicle.

OnStar is not an insurance provider, and is not offering, recommending, endorsing, or advising on any insurance product or provider.

Additional Providers Coming Soon

Don’t see your insurance provider? Check back for new partnerships or as your insurance provider about OnStar Low Mileage or OnStar Subscriber Discounts.

This program is not available to Basic Plan participants at this time.

1 Discounts are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA.

2 Applies to new and renewal policies originally written on or after 06/04/07. OnStar subscribers must be in their second year with OnStar or later.

3 Discount amounts and availability may vary by state. Go to 21st.com to see underwriting company details.